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A Curated Collection of Houston’s Most Distinctive Properties.

  • ESSENTIAL INSIGHTS FOR HOME BUYERS

    How much do I need for a down payment on a home?
    Down payments vary based on loan type and personal finances. Many buyers put down less than the traditional 20%, with options as low as 3% for conventional loans and 3.5% for FHA loans.
    What’s the difference between pre-qualification and pre-approval?
    How does my credit score affect my mortgage rate?
    What are closing costs, and how much should I expect to pay?
    How long does the homebuying process usually take?
    Can I buy a home if I’m self-employed or have irregular income?
    What’s included in my monthly mortgage payment?

    What is a 2-1 buydown, and how does it work?

    Who pays for the 2-1 buydown—the buyer, the seller, or the lender?